Road Accident In UK

What did you know in 2009 there were 1.5 million uninsured drivers, of which 20% were between 17 and 20. The cost to industry is around £ 500 million, which adds about £ 30 per year for all policies for law abiding driver.

You will be get this? - Yes!
In 2009, 180,000 vehicles were seized by the police, with 194,000 convictions for driving without insurance - which is a conviction every 3 minutes!

All police forces now have ANPR - Automatic Number Plate Recognition ease by which they can verify the secure database center (known as MID) if the vehicle is insured. This can be done from their patrol cars, while they are driving or on the road.

This will be enhanced in January 2011, when it will be illegal to keep a vehicle and not insure or SORN it. The databases DVLA and Insurance will be linked to the police / know any vehicle that is taxed but not insured or vice versa. If your vehicle does not appear in both databases, you will receive a letter and you have 14 days to either SORN vehicle or produce a valid insurance policy.

Penalties for Driving Without Insurance

• 6 points on your license
• £ 200 fine
• £ 150 recovery rate if your vehicle is impounded
• 14 days to recover a seized vehicle with a valid insurance policy, if not recovered the vehicle will be sold or crushed 

Penalties for not insuring a vehicle

• £ 100 fixed penalty fine with your vehicle stuck
• Fine of up to £ 1000 and charges if insurance is not purchased after

What to do if hit by an uninsured driver
If you are involved in an accident and the other driver is uninsured, or it was a "hit and run '(known as untraced), then always seek independent legal advice. Such claims are more complex and have to go through a different procedure involving the Motor Insurers Bureau (MIB).

Combating uninsured driving
For nearly 20 years, MASS has campaigned against driving without insurance to protect the victim of the accident and to an approach of "zero tolerance" to be adopted. Through our continuous efforts and campaign work with the Motor Insurers' Bureau (MIB), the Government, the police and enforcement have made this issue more seriously.